What many people fail to realise is that a cohabiting couple has no legal rights, even when they have lived together for 40 years. If one of them died after buying a home together and left no Will, the other person would have no legal entitlement to any of their estate under the laws of intestacy.
In addition, the disparity does not just occur when there is a death. If a cohabiting couple splits up and they have children, there is often a poor one-off financial settlement made that does have a negative impact on the children of these families. In fact, many unmarried parents are completely unaware that they can make a request for financial support through the Children Act on top of the child maintenance they are paid. This is demonstrated by the fact that only 407 awards have been made in the last 4 years.
Politicians are picking up the issues of cohabitation rights, with a Bill being raised in the House of Lords on this very issue. There is wide spread support for the Bill, but some argue that if a couple wants the same rights as a married couple, they should just get married and there is no need to amend the law.
It does remain unclear how these rights would be implemented and how long you would need to cohabit before these rights came into force, but no doubt this is a story that will continue to divide opinion.
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